Wealth – the epitome of success. It’s a feeling of accomplishment, power, and pride. Wealth is the ultimate aspiration, the ultimate achievement, and the ultimate goal. But is it? Wealth can be so much more than the goal. Wealth is the transformation of your mindset. It’s a change in perspective. It’s a change in the story. And what it all boils down to is this: , and to show gratitude and kindness.

. And when you truly understand that it will change your entire mindset.
I like to say that developing a wealth mindset is a shift in perspective – one that will empower you with hope, opportunity, and optimism. It is never about what you do but about how you see what you do and the impact it has on you. It is about how you pursue success and how you carry yourself in the process. And you can develop a wealth mindset by focusing on the right aspects of wealth and success. But your journey to that wealth mindset is a lifelong process – one that demands constant vigilance, daily evaluation, and serious recalibration.
To help you better understand that journey, I’ve crafted this 4-step guide to developing a wealth mindset. Whether you are looking to build wealth through your career or simply want to improve on your current financial situation, this guide will help you gain a wealth mindset, and in turn, achieve the happiness, success, and legacy you truly deserve.
1. Are You Aware of Your Beliefs That Form the Base of Your Current Money Story?
We all have a money story. It’s just that, for most of us, we never really thought about it – or at least we did not think about it in a conscious way. We never really thought about what was playing on repeat in our heads. And that’s because we all have a negative money story that developed years ago – usually very deep-rooted in us. And this happens because of the way we perceive money. We can either see it as an enemy or as a friend. And if we see it as an enemy, then there will be no friendship with money and no positive approach to wealth. However, if we see money as a friend, then we can find happiness in wealth.
It’s based on your upbringing, your family, your friends, and your community. The values you hold, the experiences you’ve had, and the people you’ve met have all affected your mindset and have given you a deep-rooted feeling about wealth.
A negative money story is based on a “scarcity” mindset. Scarcity, in this case, is thinking that money is limited and that only a select few are entitled to it. Scarcity has its roots in a deep sense of fear and negativity – fear of never having enough, fear of not being able to pay the bills, and fear of not being able to provide for your family. This stems from a lack of knowledge and understanding about money and also a lack of education around financial literacy.
– one that is more focused on abundance. Abundance is the feeling that there is an unlimited amount of money to go around, and everyone is entitled to it. It is a mindset that is based on positivity, courage, resourcefulness, and a sense of comfort. But most importantly, it is one that makes you feel more confident in the journey towards wealth.
In a very real sense, your money story is what dictates your relationship with money and will determine your mindset on money and wealth. It is what has shaped your thinking and your perspective on money. It is what has given you your own unique outlook on money and how you deal with it. And as a result, it is what will be the foundation of your wealth mindset.
So, develop an awareness of your money story by analyzing your beliefs and how they have affected your actions, and then focus on changing those beliefs to create a more positive outlook on money. And if, at any point in time, your money story changes, it doesn’t mean you’ve failed. Rather, it means you’ve made progress and have found the courage to continue in the journey towards wealth. For those wanting individuals who have negative money stories, have faced the obstacles it brought, and want to have a positive, enlightening money story, I suggest following this link for working with me to change Money Story
2. Determine What Do You Personally Believe to Be True About Money
Our minds are true creators. They work with our beliefs to create our realities. And once our mind is trained to believe in something, it takes a long time to break that habit of thinking. As a result, it becomes difficult to change your mindset and your habits. But breaking out of that habit is not impossible. All you need to do is understand what you are currently thinking and how you can change it.
The more self-aware you are, the better. This gives you a chance to evaluate the factors that have influenced your mindset and how you can start to reverse that negative impact and influence the positive.
You start with your mindset; then you evaluate your habits, then you deconstruct your thoughts.The deeper you dig into your personal belief system, the more confident you will be in your decision-making. So, to start, ask yourself a few questions and explore the answers with care and detail.
Do you believe that you are wealthy? If so, why? How do you define wealth? What is your attitude toward money? Are you grateful for it or frustrated by it? What do you tell yourself when money is a struggle? What are your personal spending habits? How do you treat money?
The answers to these questions are an honest representation of your wealth mindset. They represent the stories you tell yourself – your subconscious thoughts and beliefs about money. Once you determine what these stories are, you can start to reverse the negative influence and start to correct your mindset.
There are three stages to this personal transformation. You need to identify the beliefs, change the behaviors and make necessary adjustments to your financial plan. These are not quick fixes. These are long-term, steady efforts that require patience and perseverance. But once you start on this journey, you will have a greater chance of attaining your wealth and success.
If you find it difficult to find the answers to these questions on your own, that’s OK. There are a lot of resources that can help you better understand your beliefs and your money mindset. I recommend taking advantage of my one-on-one personalized session where I work with you to understand you and change your mindset for the better. Follow this link for 1:1 Coaching to help develop Wealth Mindset.
3. Ask Yourself if You Can Remember What Event or Who Helped You Acquire These Beliefs
Every belief is influenced by a particular event or person, and it is your responsibility to understand what it is. That way, you can start to make changes to those beliefs and slowly move away from those negative, limiting ones. Ask yourself – what events happened or what people said that might have influenced my perception of money? And can I still remember these events today? By reflecting on these events, you can start to pinpoint the type of messages you got about money and start to make changes accordingly.
For example, one of my main money beliefs is that “money is the root of all evil.” And from that, I’ve created the narrative that “people who want more money are greedy, jealous and not trustworthy.” I believe this is due to my obsessive money stories from my childhood, where I was raised in a religious household that saw money as a sign of the devil. It was a belief that stemmed from my family – and it took me a very long time to overcome. I didn’t overcome it by battling my family, but by coming to terms with their beliefs, respecting them, and trying to come up with a better understanding of money for myself.
That way, I could create that was based on a . When asking yourself these questions, understand that your beliefs may be very different from the beliefs of those around you – especially your family. Don’t let the past or other people influence your mindset. Instead, let your own thinking be the foundation of your beliefs – and from there, create your own unique and positive money story. And though it may seem like a tough challenge, you can certainly achieve it. Just remember that – and you can overcome these limiting beliefs that for so long have prevented you from reaching your full potential.
4. Search Deep Down Inside You to Find Any Connection Between the Initial Formation of Your Beliefs Around You and Your Current Money Story
Now that you have a clearer idea of the events and messages that formed your current money story, you can start to identify the root cause of these limiting beliefs. What are the circumstances that led to this? What events triggered the creation of this belief? And most importantly, how can you go about changing this belief?
For example, when I was growing up, we didn’t have much money – and making things worse, our financial situation was unstable. My parents were always worried about how they would feed us and how they would pay for the bills. In a very real sense, our financial situation was unstable – and that was one of the main reasons why I had the belief that “money though necessary is the root of all evil.” It was the reason why we were constantly struggling to make ends meet. It was a negative, limiting belief that stemmed from my childhood. However, it was one that I was able to change in time by realizing its true source. And from there, I slowly started to create a more positive mindset around money.
So, search deep inside yourself and figure out where the root of your beliefs lie. It’s your responsibility to confront your history and understand your past – and through that understanding, discover what you need to do in order to .
Yes, you will have to undertake the difficult task of digging up your past and dealing with your deepest fears, your negative emotions, and your worst demons. But know that you have the power to do it. And though it may seem tough, do realize that the rewards will be worth it – and you will be able to develop a positive money story that will help you
.If you believe that you will need professional help in unveiling your past, then seek out the assistance of professionals. I have helped many clients uncover their stories and understand the root cause of their money story. This process can be challenging, but for greater benefit and to achieve positive results, for contacting me & scheduling a free 20 min Discovery ‘Zoom Connection Call‘ and get to experience the power of uncovering your subconscious beliefs about money!
. Follow this linkDeveloping a wealth mindset – and the right mindset – is an intentional effort, not something that just happens. It is what you put in that translates into success, the success that feels good. And the result of a successful and empowered mindset is happiness. It’s happiness that comes from having more than what you need, from being able to provide for those who need it, and from having money to help those who are in need.
It’s happiness that comes from knowing that your perspective is one of generosity, that your wealth story is one of positivity and courage, and that you have a purpose with the opportunities you are given. It’s happiness that is experienced by finding the inspiration you need to create your legacy, by finding what keeps you motivated, and by finding the way to make an impact on others. And to achieve these goals, you need to
– what is truly important to you.A
is not about a specific amount of money or a specific goal. A wealth mindset is about changing your perspective and your story – about transforming your mindset and the very way you see yourself and the world. And hopefully, by understanding and implementing these four steps, you will be on your way to achieving the goals you have for yourself, for your family, and for your community.